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Monthly Archives: January 2007


Choosing a college or university need not be a life changing decision for most individuals. Naturally some students pride themselves in attending a specific school due to family ties, sports activities or if all else fails because of the academic standing enjoyed by certain institutions. In my humble opinion, high school and college counselors should spend a little more time analyzing some of the local institutions such as community colleges and smaller four year state institutions.

Why would I choose a small institution over a large research institution? Usually this would depend upon my average high school grades, my financial status or my transportation options. More and more students returning to school after long absences find the small local institutions offer more flexibility in their scheduling of classes. Often the staff and faculty are more empathetic toward working adults in smaller local institutions due to the large population of students falling into this category.

The main point to any of this is to look in your own back yard before you spend a lot of effort and money applying to and attending large colleges and universities that may be a long distance from your home. A great percentage of first year students arrive on campus full of vigor and wanting to immerse themselves in the entire college experience. More often than not the first quarter or semester removes all optimism regarding passing grades while spending most evening hours chasing after love interests and drinking oneself into oblivion. Living at home for at least the first year and attending a local Jr. College or 4 year institution could establish a base line for grades and behavior that would follow students to the next level. Once bad habits are established they are difficult to change even when the desire is present.

Like a lot of individuals I spent a many hours bending my elbow and being amazed at the transformation process that takes place with young females after midnight. Had I spent a little more time with the books and in class I might have found myself a little less stressed in midlife trying to make a living and supporting a family. The real world experience is best explained by one who has been through the same experience. In my case I was the first person in my immediate family to attend college and consequently my family had no idea as to the temptations to which I would be exposed.

When my children were deciding upon college one of them chose to go attend a college away from home. I made this promise to her. If you make less than a C in any subject you will come home and attend the local JR. College for 2 quarters. Her second quarter in college found her with 2 D’s and a C. True to our word her mother and I drove to her apartment, loaded up her belongings and took her home to a Jr. College as promised. She make A’s for 2 quarters and was allowed to go back to her previous life. Why do I relate this story? Because it is true and it worked for my family. Smaller institutions offer a lot of opportunity and one should hasten to take advantage of these before grades get totally out of hand.

By the way, my younger child decided to attend a local Jr. College for two years and afterward received a scholarship to a private Regional University. Normally, the tuition for the private school would have run me well over $20,000 a year (this was in the mid 90’s) but with her scholarship we only paid $3000 per quarter. Why am I a firm believer in local institutions? The previous two personal examples say it all for me.

Presently, I am fortunate to be employed as an instructor at a local 4 year state college. The majority of my students live within 20 miles of the college and are receiving a quality education at a reasonable cost. A majority of the professors and instructors in our business school have years of practical business experience and the class sizes are small enough for a lot of personal attention.

Should you be wrestling with a family member regarding where they should attend an institution of higher learning please do not overlook any local Jr. College or 4 year institution as you will do yourself and your family member an injustice. For the most part those attending college will get out what they put in and you do not have to mortgage the house and go into overwhelming debt to accomplish the goal.

Terry


My wife and I are riding in the car, headed home today after visiting with my mom. We’re listening to the radio and an ad comes on for something called Uncrustables® Sandwiches by Smucker’s®. They were hyping the Uncrustables PB&J Sandwich. I usually don’t listen very closely to radio ads but this one caught my ear.

My brain just couldn’t compute what I was hearing. A frozen PB&J sandwich with no crust … FROZEN, mind you – FROZEN. The ad went on to say “just like fresh” and “so easy” and “without the crust”, ready in minutes.

This is a sure ’nuff Life Ain’t Brain Surgery moment folks. When did making a PB&J with fresh bread, peanut butter and jam become so difficult that we have to have them frozen and made into some cute little round pie thingy? Excuse me, but making a PB&J – from scratch – has never been a chore to me and it damn sure ain’t brain surgery!

Hey, more power to Smucker’s if they can find gullible consumers to buy ready-made frozen PB&J sandwiches and whatever else is in this line of convenience foods. But they will never get my money for this product. I’d be embarrassed to think I couldn’t make a PB&J sandwich. And I would be even more embarrassed to have my kid pull this thawing sandwich pie thingy out of his lunch pail. Maybe it’s just me. But this is one of the dumbest things I have ever heard seen. I guess I need to get out more often – I have learned today that these products have been out for awhile. I didn’t even know you could freeze Peanut Butter and Jam. I guess I did learn something today.

Lazy. That’s all it is. Downright lazy.

Take all their money Smuckers – I know you’re laughing all the way to the bank.

Richard 


Debt.

It is so simple, I really don’t know why we even need to talk about it, but we do.  Here’s a “LABS” moment (LABS is short for Life Ain’t Brain Surgery):

YOU WILL GO INTO DEBT IF YOU SPEND MORE THAN YOU BRING IN!

Sorry folks … but I have to say it: Life Ain’t Brain Surgery.

Look … I did it. Terry did it. We all have spent more than we took in. And we knew we were going in debt. That didn’t make it right then, and it doesn’t make it right now. Don’t spend more than you make. Pay as you go. Good advice.

Sure, the house is different. Although, some folks will advocate that even going in debt for a home is a bad decision. Another argument for another day.

Why do so many Americans go so in debt? For what? STUFF! Just stuff. Shopping appears to me to be a pasttime, not a necessity. Quit buying stuff. Most folks don’t need it. Buy what you need. If you can’t afford it, don’t buy it. It ain’t brain surgery.

I think that this buying binge is contagious. Look at our congressional folks. They spend money like there is no tomorrow. I guess it is easy when it isn’t your money. But they need to stop spending money they don’t have, too. It is  insane to me.

Why the hell is the richest country on the earth in debt up to its eyeballs? Just doesn’t make sense to me. And why are so many young Americans in debt? Maybe they see the American government in debt and think it is OK. If the government set a better example, maybe Americans would follow suit. Makes sense to me.

Start teaching some financial responsibilities in grade school if need be. But let’s start teaching our children to stay out of debt. Debt is only good for the lenders – not the ones borrowing the money. Eliminate the need. It ain’t brain surgery.

Richard


After watching and listening to all of the pre announcements for the pending announcements of those choosing to run for President of the United States, I thought things could not get much worse. Wrong!! Beginning today, the 23 of January, we will be inundated by hype for the annual academy of Narcissism Awards or as they are commonly known, Academy Awards.

You know the Academy awards! These are awards voted for and given by those who write, produce, direct and star in films (motion Pictures) that we have never heard of and most likely will never see until they are released on CD and sold to 24 hour cable channels for endless broadcast.

The Academy has done it’s best to increase the audience but after all there are only a limited number of adolescent individuals in the world. Observing so called celebrities arrive on the red carpet dressed in costumes that rival the national debt of most third world countries is about as entertaining as chewing on tin foil. The punishment is only increased by interviews of Hollywood’s best and brightest who are generally only interested in getting their best profile in front of the camera. I would love to see the combined IQ of all those interviewed on the red carpet. I suspect it would rival the combined IQ of patients in a large Meth rehab unit.

Only when we think we have seen it all the actual awards take place. Oh yes, the career achievement award given to the best and brightest 32 year old bimbo in the academy. The recipient may show up in a strapless gown split completely on one side and her silicone enhanced bosom hanging out the top just in case a unique photo op might occur. The recipient for best male actor (it is not longer in vogue to use the term actress and actor) may show up wearing the worst excuse for a tuxedo in the history of man. The most talented clothing designers are employed to furnish the costumes for the Narcissism Awards. Most of the designers still believe that Blade Runner was a real look into the future and design accordingly. The only costumes that have been even more ridiculous were those worn in a movie named The Fifth Element and I fully expect to see some of the Hollywood elite show up dressed like the character portrayed by Gary Oldman in this movie.

By the end of the evening the television viewing audience will be limited to those with permanent memory loss or those who will soon suffer the same fate. It has been rumored The Narcissism Awards may be used for the treatment of mental patients. It is a non invasive treatment substituted for prefrontal lobotomies, less invasive but unfortunately a lot more painful.

A good alternative to watching the Narcissistic Awards is to find a good cable channel and watch continual reruns of the old sitcom The Real McCoys. If you do not recognize the program look it up on a search engine. Another alternative is to watch the first four hours of this year’s 24 and wonder what would happen if the radioactivity spread to Hollywood. WWJBD?.

Bubba Terry


hillary_obamaOk, I must admit that I feel much safer now that Barack Obama has decided to take the first legal steps toward running for the Presidency of The United States.  NOT!!!  Are there any human beings with a body temperature of 98.6 who actually believe that Mr. Obama will run against Hillary?  Give me a small break!  Were I a betting man I would bet that the Democratic ticket for 2008 will be Clinton for President and Obama for President of Vice.

Barack Obama is indeed a fine looking young man and evidently has a lot of charm. I hardly think he has the same charisma of JFK although the media has already decided he is the second coming of John Kennedy.  He has a myriad of experience having been elected to the U.S. Senate exactly one time after serving for 2 terms in a state office in Illinois. (notice my tongue is sticking through my cheek.)  I hope his main qualification among those of voting age is not the fact that he is the only black member of the U.S. Senate.  One must admit however that a Presidential ticket that includes a white woman and the wife of an ex-President and a running mate who is young, smart, good looking and oh, by the way, is also African American would present an almost unbeatable ticket. The first woman President might serve for 2 terms and then the first Black Vice President could become the first Black President for 2 terms.  The Democrats would have the White House locked up for 16 years.  It is almost too perfect.  The only thing that could make it better would be for Mr. Obama to choose a Muslim for his VP running mate sometime after 2012.

One major problem would be Teddy Kennedy trying to pronounce Obama’s first name.  Usually, depending on how awake the Senator from Massachusetts may be, the name is slurred something like Osama Obama or Barack Osama.  That Teddy Kennedy, he is certainly a source of pride for The Bay State!

Clinton and Obama might make for an interesting ticket because it would be considered un-American and politically incorrect to vote against either of them.  I suspect Hillary would quickly find a way to avoid public scrutiny due to her disdain for answering questions that are not rehearsed or previously submitted to her staff for her approval.  Mr. Obama might have to take up the slack resulting from Hillary’s refusal or inability to give answers to any meaningful questions.  This would make for some very interesting behind the scenes jockeying as Hillary Rodham loves the spotlight but refuses to answer any serious questions and I suspect Obama will grab any microphone that is not glued down in order to get a few sound bites on the evening news.

Hang on boys and girls … the election of 2008 will indeed be a great awakening for those of you who still believe elections are won on integrity and principle.  Sound bites, good looks and little in the area of substance will certainly play well with the great unwashed voting public in 2008.  I cannot imagine who the Republican Party will run against Obama and Clinton. Perhaps Newt Gingrich, John McCain or whoever else decides to run on the Republican ticket should grow a beard and begin wearing black suits and a stovepipe hat and hope they are confused with a reincarnation of Abraham Lincoln.  The Republican Presidential candidate will also have to choose a good looking black woman to run as VP.  Condi Rice certainly has the intelligence but gets absolutely no respect from the press.  Perhaps Paula Abdul should be chosen and share her inside secrets from the American Idol Kool-Aid drinkers.  As a matter of fact, perhaps the Republicans should run an American Idol type of presidential race, the candidate could sing, dance and promise everything to everybody and then the public could vote on who they wanted to be the Republican candidate.  Wait a minute … the Democratic Party has already begun using that idea.  Oh well, I suppose we will have to become accustomed to ivory and ebony in the White House.

Terry


I have finally been convinced of what I consider to be fact and that is … There is very little difference between the two major political parties.  Now before you take issue with this statement let me elaborate just a little.  First, I know the statement is not original.  Untold numbers of pundits and analysts have been saying the same thing for years.  The primary problem, I believe, is not many people really care one way or another.  Those of us who do care were highly invigorated when the Republicans took back the house in 1994.  Since 1994 the Republican led congress has gone out of their way to conceal their so called conservative viewpoints.  Those of us who voted for a Republican controlled congress did so for a reason but those we put into office put their own interest above those they chose to serve.  Now we are stuck with 535 members of American royalty sucking the lifeblood out of American taxpayers.

Let’s not forget the executive branch either.  I voted twice for “W” and given the choice of Gore and Kerry, I would do it again but “W” gives the appearance of a closet liberal.  Look at our policies on education and immigration. No Child Left Behind is nothing more than Lyndon Johnson’s Great Society with another name.  Every attempt to legislate education rather than attack the core problem further complicates everyone’s life.  Our education problems in the United States are more of a cultural issue than a political issue.  Immigration on the other hand is a huge political issue.  Nothing has been done under the current administration to stem the rising tide of Hispanic immigrants into the United States.  This is an old song but one that needs to be sung by all citizens, natural born or otherwise.

Now we are reading about the document signed between the United States and Mexico in June of 2004.  In case you have not heard the document basically gives Mexicans illegal or otherwise access to Social Security once they have accumulated 18 months of documented working time in the Estados Unidos.  If you do not know how this translates you need to get used to it.  The treaty, or document as it were, has not been sent to congress for ratification.  Why not you ask? Well because Congress only has 60 days to ratify this “treaty” or it becomes a non issue.  Due to the current political climate in the USA, there might just be a little consternation if such a deal between the U.S. and Mexico becomes too widely known. The Bush administration for some reason does not want Congress to let this issue die nor do they want the American public to gain much knowledge about the issue. For more information go to this article on the subject (“Critics say Social Security deal would give billlions to Mexicans”) at the Houston Chronicle Newspaper online.  Interesting reading!

As of this last week we are blessed with a Democrat controlled congress.  I cannot tell you how much better I sleep knowing this bunch of clowns is in charge.  I seriously doubt we will see much difference with the exception of additional taxation.  “W” has almost two years left in office and nothing to lose so I would really appreciate him using his veto powers to try and hold back the tidal wave of entitlements and tax increases we are bound to see.  Minimum wage is just the beginning.  No, I am not against the working man earning a decent wage.  Minimum wage is nothing more than another political football.  The statistics of those earning the minimum wage are very revealing considering that the majority of individuals in this category are young, work part time, are not the sole breadwinner for a family and live above the poverty line.  Why then is such a furor being created about less than 1.5 % of the working population?  The answer is simple; it makes good press and sounds good.  Will raising the minimum wage help those living in poverty?  Probably not, because they will be the first ones laid off and their goods and services will now cost more.  The price of increasing wages is not going to be absorbed by business or by any business owner.  The increase will be absorbed by you and me and any one else who purchases goods and services and this is how it should be.  Can we wipe out poverty?  Can we make someone go to school or strive to be the best they can be?  Can we make laws outlawing ignorance and poverty?  The answers are evident and the answer in all cases is NO.  We can attempt to educate and assist those in need and we can try and instill the desire to succeed in our employees, friends and family but we will never be successful 100% of the time.  Our elected officials would rather make all citizens suffer at the expense of a few.  This is not the prudent way to run a country, business or family.  There comes a time when facts must be faced and the needs of the many may exceed the needs of the few.  Will any politician have the courage to tell the truth and stand behind their belief?  Time will tell, Time will tell!

Terry


Call me names if you want to. Hate me, I don’t care. Here’s another copy of an email that says what I want to say. So … instead of me saying it, I’ll let this author say it. Who is the author? I don’t know (see update in next paragraph). If I knew, I’d give him or her credit. But I like it and here it is for your enjoyment. Just let me say … I’m glad I’m an AMERICAN!

(Update since I first made this blog post: The author is Craig Smith. He first published this article on Nov. 2oth, 2006. You can read Craig’s original article here on the World Net Daily website. Craig R. Smith is an author, commentator and popular media guest because he instantly engages audiences with his common-sense analyses of local, national and global trends. For media interviews iwth Craig please call Holly at 800-950-2428.)

The other day I was reading Newsweek magazine and came across some poll data I found rather hard to believe.  It must be true given the source, right? The Newsweek poll alleges that 67 percent of Americans are unhappy with the direction the country is headed and 69 percent of the country is unhappy with the performance of the president.  In essence 2/3s of the citizenry just ain’t happy and want a change.

So being the knuckle dragger I am, I starting thinking, ”What we are so unhappy about?” Is it that we have electricity and running water 24 hours a day, 7 days a week?  Is our unhappiness the result of having air conditioning in the summer and heating in the winter?  Could it be that 95.4 percent of these unhappy folks have a job?  Maybe it is the ability to walk into a grocery store at any time and see more food in moments than Darfur has seen in the last year. Maybe it is the ability to drive from the Pacific Ocean to the Atlantic Ocean without having to present identification papers as we move through each state?  Or possibly the hundreds of clean and safe motels we would find along the way that can provide temporary shelter?  I guess having thousands of restaurants with varying cuisine from around the world is just not good enough.  Or could it be that when we wreck our car, emergency workers show up and provide services to help all involved.  Whether you are rich or poor they treat your wounds and even, if necessary, send a helicopter to take you to the hospital.

Perhaps you are one of the 70 percent of Americans who own a home.  You may be upset with knowing that in the unfortunate case of a fire, a group of trained firefighters will appear in moments and use top notch equipment to extinguish the flames thus saving you, your family and your belongings.  Or if, while at home watching one of your many flat screen TVs, a burglar or prowler intrudes, an officer equipped with a gun and a bulletproof vest will come to defend you and your family against attack or loss.  This all in the backdrop of a neighborhood free of bombs or militias raping and pillaging the residents.  Neighborhoods where 90 percent of teenagers own cell phones and computers.

How about the complete religious, social and political freedoms we enjoy that are the envy of everyone in the world?  Maybe that is what has 67 percent of you folks unhappy. The fact is we are the largest group of ungrateful, spoiled brats the world has ever seen.  No wonder the world loves the U.S., yet has a great disdain for its citizens.  They see us for what we are.  The most blessed people in the world who do nothing but complain about what we don’t have, and what we hate about the country instead of thanking the good Lord we live here.

I know, I know.  What about the president who took us into war and has no plan to get us out?  The president who has a measly 31 percent approval rating?  Is this the same president who guided the nation in the dark days after 9/11?  Is this the president that cut taxes to bring an economy out of recession?  Could this be the same guy who has been called every name in the book for succeeding in keeping all the spoiled brats safe from terrorist attacks?  Is he the same Commander-in-Chief of an all-volunteer army that is out there defending you and me?

Make no mistake about it.  The troops in Iraq and Afghanistan have volunteered to serve, and in many cases may have died for your freedom.  There is currently no draft in this country.  They didn’t have to go.  They are able to refuse to go and end up with either a ”general” discharge, an ”other than honorable” discharge or, worst case scenario, a ”dishonorable” discharge after a few days in the brig.

So why then the flat-out discontentment in the minds of 69 percent of Americans?  Say what you want but I blame it on the media.  Their philosophy is “If it bleeds it leads” and they specialize in bad news.  Everybody will watch a car crash with blood and guts.  How many will watch kids selling lemonade at the corner?  The media knows this and media outlets are for-profit corporations.  They offer what sells, and when criticized, try to defend their actions by “justifying” them in one way or another.  Just ask why they tried to allow a murderer like O.J.  Simpson to write a book and do a TV special about how he didn’t kill his wife, but if he did… It’s Just Insane!

Stop buying the negative venom you are fed everyday by the media.  Shut off the TV, burn Newsweek, and use the New York Times for the bottom of your birdcage.  Then start being grateful for all we have as a country. There really is exponentially more good than bad.

WE ARE THE MOST BLESSED PEOPLE ON EARTH; WE SHOULD THANK GOD SEVERAL TIMES PER DAY

By Craig Smith. He first published this article on Nov. 2oth, 2006.

Have a great weekend,

Richard